SSS Contribution Table 2019: How Much is your SSS Contribution?

Do you know that there is a new SSS Contribution Table?

Are you aware that the amount of monthly SSS contribution has been increased?

Well, you heard it right!

Effective April 2019, all members and employers will now refer to the new SSS Contribution Table 2019 when paying SSS contributions to the Philippine Social Security System.

New SSS Contribution Table 2019

Please refer to the SSS Contribution Table below according to your membership whether you are an employed member, self-employed, voluntary, non-working spouse, or OFW member.

EMPLOYED MEMBERS

If you are an employed member, you don’t really need to worry about this because your employer or your HR personnel will be the one to update your information and do the necessary deductions for your SSS contributions.

But in case you’d like to know, the minimum Monthly Salary Credit or MSC for Regular Employed member is ₱2,000 and the maximum MSC is ₱20,000.

sss-contribution-table

SELF-EMPLOYED, VOLUNTARY, and NON-WORKING SPOUSE MEMBERS

For Self-Employed, Voluntary, and Non-working Spouse, since your pay your SSS contributions voluntarily or personally, you would have to enter the updated amount of your contribution to SSS starting April 2019.

For example, if you are earning ₱5,000 per month, and you used to pay ₱550 monthly contribution before, it will now be ₱600.

The monthly salary credit or MSC remains the same at ₱5,000. The MSC is used when computing for your SSS benefits.

The minimum MSC for Self-employed, Voluntary member, and Non-working spouse is ₱2,000, and the maximum MSC is ₱20,000.

The contribution of the Non-working Spouse shall be based on 50% of the MSC of his/her working spouse.

In case the 50% of the working spouse’s declared monthly income does not correspond to any MSC in the Contribution Schedule, the immediately higher MSC shall be the basis.

sss-contribution-table

HOUSEHOLD EMPLOYERS and KASAMBAHAY MEMBERS

If the kasambahay earns less than ₱5,000, her employer shall pay her entire SSS contribution. This is based on the Kasambahay Law under R.A. No. 10361 or the Domestic Workers Act or the Batas Kasambahay.

sss-contribution-table

OFW MEMBERS

For OFW members, the minimum contribution is ₱960 for the MSC of ₱8,000. The maximum monthly contribution is ₱2,400 for the MSC of ₱20,000.

Since most OFWs pay in advance and usually annually (for the entire year), if you have made advance payments for 2019, you would have to pay additional payments for the months of April to December 2019 with the applicable increase in contribution based on the new SSS Contribution Table 2019.

If for example, you paid the maximum amount of ₱1,760 per month for the entire 2019 amounting to ₱21,120:

  • ₱5,280 for January, February and March 2019 (₱1,760 per month x 3)
  • ₱15,840 for April to December 2019 (₱1,760 per month x 9)
    • Option 1: If you want to pay the new maximum contribution which is ₱2,400 per month (for MSC Php 20,000), you will have to pay additional ₱5,760 (additional ₱640 per month x 9)
    • Option 2: If you want to retain your contribution and you don’t want to pay additional amount, your SSS contribution will be posted under the MSC of ₱14,500.

sss-contribution-table

FAQs for SSS Contribution Table and Schedule 

What has changed in the new SSS Contribution Table 2019?

The new schedule of of SSS Contributions is pursuant to the enactment of Republic Act No. 11199, also known as the Social Security Act of 2018, which includes the following provisions and changes:

  • Increase in the contribution rate to 12% – from 11%
  • Minimum Salary Credit (MSC) of ₱2,000 – from ₱1,000
  • Maximum Salary Credit (MSC) of ₱20,000 – from ₱16,000

What should I do if I already made advance payments for my SSS contributions for April 2019 or any succeeding month? 

If you have already paid your SSS contribution for the month of April 2019 or any month after that prior to the release of the new SSS contribution table, here’s what you should do:

  • If you paid your SSS Contribution at the minimum MSC of ₱1,000, you must settle your underpayments amounting to ₱10 per month. Otherwise, your advance payment will be considered as ineffective contributions.
  • If you paid your SSS Contribution at an MSC other than the minimum of ₱1,000, you must pay the corresponding increase in contribution to retain posting at the same MSC. Otherwise, your payment will be posted at the applicable lower MSC.

For example, you earn ₱5,000 per month and you pay ₱550 per month of contribution to SSS.

If you have already paid your contributions for the months of April, May, and June 2019 in advance at ₱550 each, you need to make additional payments of ₱50 per month (₱150 in total) for it to be posted under the MSC of ₱5,000.

If you don’t pay the additional ₱50 per month, your ₱550 contribution will be posted under the MSC of ₱4,500.

Disclaimer: This is a personal interpretation of the topic. For clarification or questions about the new SSS Contribution Table, please contact the Social Security System directly.

Why do I need a SSS PRN or Payment Reference Number when paying my SSS contribution? 

Starting January 16, 2018, members are now supposed to be pay their SSS contribution using their own PRN or Payment Reference Number for faster posting on their SSS records.

To know more about PRN and the different ways to get and generate your Payment Reference Number, read this:

How can I check my SSS contribution online? 

To check your SSS contributions online, you must first register to My.SSS at www.sss.gov.ph.

Once you’re registered, you can now access your SSS records including your contributions.

Watch this video tutorial for SSS Online Registration:

Watch this video tutorial on how to VIEW your SSS contributions online:

SSS Customer Service

If you have any concerns or questions about your SSS membership, SSS contribution, or SSS benefits, you may contact the Philippines Security System through the following:

  • SSS Hotline: 920-6446 to 55
  • SSS Email Address:  member_relations@sss.gov.ph
  • SSS Facebook: https://www.facebook.com/SSSPh
  • SSS Website: www.sss.gov.ph
  • SSS Address: SSS Branches in Manila and in Malls

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