How to Apply for Citibank Credit Card in the Philippines (plus my REVIEW)

Are you tired of asking your friend or family member to swipe her Citibank Credit Card for your purchases?

Do you want to have your own and enjoy the benefits and convenience of having a Citibank Credit Card?

If your answer is yes, then it’s the perfect time for you to APPLY for your own Citibank Credit Card!

My Citibank Credit Card Review

I had my Citibank Credit Card when I attended a conference a few years ago. Citibank was one of the sponsors and while I was checking the booths at the conference hall, I was approached by one of their representatives who then offered me the Citibank Rewards Credit Card.

I got hooked by the good features and benefits of the Citibank Rewards Credit Card, so I filled out the application form hoping that it would be approved soon.

True enough, just a few days later, I received a call from Citibank. The representative did some quick verification of my personal information. A few more days later, I was told that my Citibank Credit Card Application was approved and my new Citibank Rewards Credit Card was delivered to my address.

The initial credit limit that was given to me was only P35,000. It may seem to be a small amount, but I find it perfect because it allows me to manage my credit card easily without going over-limit or making impulsive or non-important purchases.

Benefits of using Citibank Credit Card

Because of my Citibank Credit Card, I’m able to buy some of the important things online and offline. I use it especially when booking flights online and when purchasing some really great deals online like in Metrodeal or Lazada.

When we moved to our new house early this year, we purchased a new fridge and a TV set using my Citibank Credit Card to avail of the 0% installment plan promo.

Having a credit card is really helpful because it made it easier for us to purchase expensive products or services by converting them to installment plans at no extra cost.

In addition to that, Citibank also offers promo discounts regularly at different merchants like in restaurants, hotels, and shopping malls, which really gives us the best value for our money.

It’s Good to Have a Credit Card – if you know how to handle it

Before, I was hesitant and skeptic about applying for a credit card because of the many horror stories I heard from some of my colleagues and other people who got buried in credit card debts.

I realized however, that using a credit card is pretty much like using cash, but it offers a lot more benefits than cash. If you ONLY know how to handle and manage your credit card efficiently and responsibly, you’ll get to enjoy the benefits that come with it without ever getting into debt.

How to Apply for Citibank Credit Card

Applying for a Citibank Credit Card is really simple.

Step 1

Go to the Citibank Credit Cards website or simply click HERE.

Step 2

Choose your preferred Citibank Credit Cards. I suggest you choose the one fits your needs or lifestyle.



  • Earn never-expiring Rewards Points (P30 = 1 Point)
  • Get 3x Rewards Points when you shop and dine
  • Redeem points for merchandise, airline tickets or hotel accommodations through
  • Use your points to pay for purchases at partner shops and cinemas nationwide.


  • Never-expiring miles for as low as P30
  • Free flights or hotel stays from 60 airlines and 8,000 hotel choices
  • Free local and international airport lounge access
  • 24/7 Visa Signature Concierge service.


  • Get up to 6% rebate on your supermarket expenses
  • Get up to 2% rebate on your Meralco bills
  • Get up to 0.20% rebate on all other purchases.


  • Get up to 5% rebate on your Shell fuel expenses
  • Get up to 5% rebate when you use your Shell Citi® Card to purchase South Luzon Expressway and North Luzon Expressway toll load
  • Get up to 5% rebate on ALL auto repairs, accessories and services nationwide


  • Get up to 10% rebate on your Mercury Drug purchases and hospital bills.

Step 3

Once you have chosen your Citibank Credit Card here, the next step is to click Apply Now right below it.

Then, answer the questions on the page and fill out the Citibank Credit Card Application Form online.


  • At least 21 years old
  • A resident of the Philippines with a valid local billing address
  • Earns at least ₱180,000 per year.
  • Owns a postpaid landline or mobile phone
  • Must present a Tax Identification Number (TIN) and SSS/GSIS number


  • A completely filled-out application form
  • For Employed:
    • 2 Government issued IDs
    • An up-to-date Income Tax Return (ITR) duly stamped as received by the BIR
    • W2 (BIR Form 2316)
    • Latest payslip issued within the last 3 months
    • Certificate of Employment
    • 1 Photocopy of most recent credit card billing statement from other banks (If any)
  • For Self-employed:
    • Government issued IDs,
    • An up-to-date audited financial statement (AFS) duly stamped as received by the BIR
    • Official receipt of the latest Income Tax Return (ITR) duly stamped as received by the BIR
    • A photocopy of your most recent credit card billing statement from other banks (if any)
  • For Foreign Nationals:
    • VISA
    • Working Permit (with a validity of 1 year; not yet expired at time of application)
    • OR Immigration Certificate of Residence (ICR)
    • OR Alien Certificate of Registration (ACR – iCard type with permanent status)

Citibank Credit Card Promo

Citibank regularly offers a promo for new Citibank Credit Card applicants.

Right now, if you apply and get approved for a Citibank Credit card, you can get a P5,000 eGift that you can use to redeem shoes, apparel or any item at Nike Park. You can also use the P5,000 eGift at TGI Fridays, Tim Ho Wan, Vikings, or any merchant.

This Citibank Credit Card promo is called the Well-deserved Free P5000 eGift Promo which runs from June 1 until September 30, 2018.

How to Qualify for this Promo:

  1. The Promo is open to Principal credit card applicants who:
    • Do not have an existing Principal credit card issued by Citibank, and have not had one in the last 6 months before application
    • Apply for any of the following Cards within the Promo Period and are subsequently approved: Citi Rewards Card, Citi PremierMiles Card, Citi Cash Back Card, Shell Citi Card or Mercury Drug Citi Card
  2. The Cardholder must:
    • Make an accumulated or one-time purchase worth Twenty Thousand Pesos (P20,000) using his/her new Citi credit card within 60 days from card receipt date.


Click here to Apply for Citibank Credit Card NOW!

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  1. Ham onado says

    This is fake. I haven’t received mine even if I complied with more than the minimum requirements.

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