Your Easy Guide to Pag IBIG Membership Registration with List of Requirements

You have probably heard of the benefits that Pag-IBIG members have been able to avail of like Pag-IBIG housing loan and salary loan, and now you are interested in becoming a Pag-IBIG member too.

Or, you are planning to start a business and hire employees, and you want to know the process of registering your employees to Pag-IBIG Fund.

Either way, in this article, we will share with you everything you need to know about Pag IBIG Membership with the different options for registration and complete list of requirements.

Let’s start on how you can be a member of Pag-IBIG.

Who are eligible to apply for Pag IBIG Membership?

Pag Ibig membership is either mandatory or voluntary. Mandatory membership is for employees, while voluntary membership is for self-employed, OFWs, non-working spouses, and other employees who prefer to pay their Pag-IBIG membership by themselves.

Mandatory Pag-IBIG Members

1. EMPLOYEES who are covered by the Social Security System (SSS)

  • Private employee
    • whether permanent, temporary, or provisional who is not over sixty (60) years old;
  • Household helper
    • earning at least P1,000.00 a month. A household helper is any person who renders domestic services exclusively to a household such as a driver, gardener, cook, governess, and other similar occupations;
  • Filipino seafarer
    • upon the signing of the standard contract of employment between the seafarer and the manning agency, which together with the foreign ship owner, acts as the employer;
  • Self-employed person
    • regardless of trade, business or occupation, with an income of at least P1,000.00 a month and not over sixty (60) years old;
  • Expatriate
    • who is not more than sixty (60) years old and is compulsorily covered by the Social Security System (SSS), regardless of citizenship, nature and duration of employment, and the manner by which the compensation is paid. In the absence of an explicit exemption from SSS coverage, the said expatriate, upon assumption of office, shall be covered by the Fund.
    • An expatriate shall refer to a citizen of another country who is living and working in the Philippines.

2. EMPLOYEES – who are subject to mandatory coverage by the Government Service Insurance System (GSIS)

3. Uniformed members of the Armed Forces of the Philippines, the Bureau of Fire Protection, the Bureau of Jail Management and Penology, and the Philippine National Police

4. Filipinos employed by foreign-based employers, whether they are deployed here or abroad or a combination thereof.

Voluntary Pag-IBIG Members

An individual at least 18 years old but not more than 65 years old may register with Pag-IBIG Fund under voluntary membership.

  1. Non-working spouses
    • who devote full time to managing the household and family affairs, unless they also engage in another vocation or employment which is subject to mandatory coverage, provided the employed spouse is a registered Pag-IBIG member and consents to the Fund membership of the non-working
  2. Filipino employees of foreign government or international organization
    • or their wholly-owned instrumentality based in the Philippines, in the absence of an administrative agreement with the Fund;
  3. Employees of an employer who is granted a waiver or suspension of coverage by the Fund under RA 9679;
  4. Leaders and members of religious groups;
  5. A member separated from employment, local or abroad, or ceased to be self-employed but would like to continue paying his/her personal contribution.
    • Such member may be a pensioner, investor, or any other individual with passive income or allowances;
  6. Public officials or employees
    • who are not covered by the GSIS such as Barangay Officials, including Barangay Chairmen, Barangay Council Members, Chairmen of the Barangay Sangguniang Kabataan, and Barangay Secretaries and Treasurers;
  7. Other earning individuals/groups as may be determined by the Board by rules and regulations.


Requirements for Pag IBIG Membership Registration

a. Member Registration

  • Duly accomplished Member’s Data Form

For regular employees

If you are employed, it’s your employer who is supposed to register you in Pag-IBIG Fund. Upon employment, you will be asked to fill out the registration form for Pag IBIG, along with your SSS and PhilHealth membership.

For self-paying employees

In case you prefer paying your contributions, you need to submit the following requirements:

  • Certificate of Employment and Compensation
  • Latest pay slip
  • Company ID

For self-employed individuals

Self-employed professionals, freelancers, small business owners, and others may also register by submitting the following:

  • Latest Income Tax Return (ITR) with Financial Statement certified by an accountant.
  • Certificate of Remittance/ESAV (for old members)
  • SEC or DTI Registration
  • Business Permit or Mayor’s Permit
  • Two 1×1 ID photos

For franchise owners

Franchisees need to submit:

  • Franchise Permit
  • Official Receipt or Car Registration
  • Latest Income Tax Return (ITR)
  • Certificate of Remittance/ESAV
  • Two 1×1 ID photos

For self-employed professionals

Self employed professionals like Lawyers, doctors, and other licensed professionals need to submit these documents to register as Pag IBIG members:

  • PRC / BAR license
  • Latest Income Tax Return (ITR)
  • Certificate of Remittance/ESAV (for old members)
  • Two 1×1 ID photos

For unemployed spouse

If you are an unemployed spouse, you can also register as Pag IBIG member as long as you’re married to an employed, Pag-IBIG member spouse.

You will need to submit:

  • Letter of consent from the working spouse
  • Certificate of Employment and Compensation of the working spouse
  • Affidavit of Unemployment

If you are married to a member-spouse with business, you will be asked to provide the latest Income Tax Return (ITR).

For Overseas Filipino Workers

If you’re an OFW, you may register as a Pag-IBIG member by submitting the following:

  • Latest Contract of Employment stamped by POEA
  • Passport or any valid ID
  • Certificate of Remittance/ESAV
  • Two 1×1 ID photos

If you are already out of the country, you may authorize a representative to submit your registration requirements to become a Pag IBIG member. Your representative will also need to submit a Special Power of Attorney (SPA).

b. Employer Registration

  • Duly accomplished Employer’s Data Form
  • Specimen Signature Form
  • Present the following as proof of business existence:
    • SSS Certification (if already registered with SSS)
    • Business Permit/Mayor’s Permit

For Sole Proprietorship

  • Department of Trade and Industry (DTI) Certificate of

Partnership/Corporation/Foreign-Owned Corporation

  • Securities and Exchange Commission (SEC) Certificate of
  • Approved Articles of Partnership/Incorporation and By-Laws

For Cooperative

  • Cooperative Development Authority (CDA) Certificate
  • Approved Articles of Cooperation

For Trade Association

  • Securities and Exchange Commission (SEC) Certificate of
  • Articles of Incorporation and By-Laws

List of Valid IDs for Pag IBIG Registration

  • Company ID
  • Passport, issued by the Philippine or Foreign Government
  • Driver’s License
  • Professional Regulation Commission (PRC) ID
  • Social Security System (SSS) Card
  • Government Service Insurance System (GSIS) eCard
  • Government Office and GOCC ID (e.g. AFP ID, Pag-IBIG
    Loyalty Card)
  • Integrated Bar of the Philippines (IBP) ID
  • Senior Citizen Card
  • Overseas Workers Welfare Administration (OWWA) ID
  • Overseas Filipino Worker (OFW) ID
  • Seafarer’s Identification and Record Book (SIRB)
  • Postal ID
  • Voter’s ID


STEPS for Pag IBIG Registration

How to Register as INDIVIDUAL MEMBER 

If you are planning to register with the Pag-IBIG Fund as an Individual Member, you may register through any of the following options:

  1. Register online by visiting the Pag-IBIG website at
  2. Register online at the Members Services Office (MSO) or Members Services Branch (MSB).
  3. Submit duly accomplished Member’s Data Form (MDF) to Members Services Office (MSO) or Members Services Branch (MSB) servicing counter.


  • Registrants with cell phone number will receive a Short Message Service (SMS) notification informing him of Registration Tracking Number (RTN), upon successful registration. Once the Pag-IBIG MID Number is available, the member will receive instruction on how to get the Pag-IBIG Membership ID (MID) Number
    thru SMS.
  • Registrants without cell phone number may get their MID No. through the PagIBIG Hotline.
  • After two (2) working days upon successful registration, the registrant may call telephone number 724-4244 and inquire on his assigned MID No.

How to Register as EMPLOYER

If you are planning to register with the Pag-IBIG Fund as an Employer, you may register through any of the following options:

  1. Register thru the Philippine Business Registry (PBR)/Integrated Business Registration (IBR) Facility.
  2. Submit duly accomplished Employer’s Data Form (EDF, HQP-PFF-002) and required supporting documents to
    Members Services Office (MSO) or Members Services Branch (MSB) servicing counter.


  • The Pag-IBIG Branch will notify the Employer of the Pag-IBIG Employer ID Number, if applicable.

How to Contact Pag-IBIG Fund 

If you have further concerns or inquiries about your Pag IBIG membership or Pag IBIG registration, you may contact Pag-IBIG Fund through the following options:

  • Pag IBIG Fund Hotline: 724-4244 (Pag-IBIG)
  • Pag IBIG Email Address:
  • Visit any Pag IBIG branch near you
    • Pag IBIG Main Office: JELP Business Solutions Bldg., 409 Shaw Boulevard, Mandaluyong City

For more info about Pag-IBIG membership registration. click here.


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