If you find out that you are pregnant, you can avail of the SSS maternity benefits from The Philippine Social Security System.
This benefit is available to all active pregnant female members of the SSS for so long as you are employed, self-employed, a voluntary member, or a member separated from employment who has paid three consecutive monthly contributions within the 12-month period covering the semester of contingency of childbirth or miscarriage.
But before you can avail of the SSS Maternity Benefits, you must first know if you are qualified.
Qualifying Conditions:
- The female SSS member has paid at least three monthly contributions within the 12-month period immediately preceding the semester of her childbirth or miscarriage.
- The female SSS member has given the required notification of her pregnancy to SSS through her employer if employed; or submitted the maternity notification directly to the SSS if separated from employment, a voluntary or self-employed member.
Note: The maternity benefit shall be paid only for the first 4 deliveries or miscarriages.
Semesters of Contingency
In SSS terms, there are 4 semesters of contingency, namely:
Semester 1: JAN FEB MAR APR MAY JUN
Semester 2: APR MAY JUN JUL AUG SEP
Semester 3: JULY AUG SEP OCT NOV DEC
Semester 4: OCT NOV DEC JAN FEB MAR
- If you are scheduled to give birth in May, your Semester of Contingency is Semester 1.
To be eligible to avail of the SSS Maternity Benefit, you should have paid at least 3 consecutive monthly contributions from January to December prior to your forthcoming delivery date in May.
- If your expected delivery date is May, your Semester of Contingency is Semester 2.
This means that you should have made at least 3 consecutive monthly contributions from April to March.
- If your Semester of Contingency is Semester 3 because your expected childbirth is set for October, you should have made at least 3 consecutive monthly contributions from July to June, counting 12 months back.
Step-by-Step Process of SSS Maternity Benefits Application
After making sure that your contributions are in order and up to date, there are several steps to do so that you can avail of the SSS Maternity Benefit.
Step 1:
Notify the SSS through the SSS Maternity Notification Form
It is very important that you notify the SSS that you are pregnant within 60 days from date of conception. How to do this? You must submit the filled out SSS Maternity Notification Form, together with an ultrasound report as Proof of Pregnancy.
- If you are employed, you course this through your Employer. Your Employer then has the responsibility of submitting the documents to the SSS either through an SSS branch counter or through the SSS website (sss.gov.ph).
- If your are self-employed or a voluntary member (this includes OFW and NWS), you have to submit the SSS Maternity Notification Form and the ultrasound report as Proof of Pregnancy to an SSS branch counter or through the SSS website (sss.gov.ph).
Step 2:
Prepare and Process the necessary forms and IDs
Fill out the SSS Maternity Notification Form. You can either download the form at this LINK or go the nearest SSS branch office.
Submit the filled out SSS Maternity Notification Form (MN) and get the duly stamped MN form or the Maternity Notification Submission Certification if MN is filed online.
Bring your UMID or SSS biometrics ID, or 2 valid IDs that show your photo, signature and date of birth.
Remember, the SSS Maternity Notification Form should be filed within 60 days from date of conception.
Step 3:
Prepare and File for SSS Maternity Benefit Reimbursement
- If you are employed, you must fill out the SSS Maternity Benefit Reimbursement Application Form (MBRA). This form can be downloaded through this LINK.
Through your employer, the filled out MBRA is submitted together with the duly stamped SSS Maternity Notification Form, the child’s duly registered birth or fetal death certificate.
Other medical records and histories are to be submitted corresponding to Caesarian Delivery, Complete Miscarriage, Incomplete Miscarriage, Ectopic Pregnancy and Hydatidiform Mole.
- If you are self-employed, a voluntary member, or a member separated from employment, you must fill out the SSS Maternity Benefit Application Form (MBA). This form can be downloaded through this LINK
You then present the filled out SSS Maternity Benefit Application form together with the duly stamped SSS Maternity Notification Form, the child’s duly registered birth or fetal death certificate.
Other medical records and histories are to be submitted corresponding to Caesarian Delivery, Complete Miscarriage, Incomplete Miscarriage, Ectopic Pregnancy and Hydatidiform Mole.
Step 4:
Enjoy the SSS Maternity Benefit
- If you are an employed member, your employer will remit your SSS Maternity Benefit within 30 days after you file your maternity leave. Your employer advances this benefit.
SSS will then reimburse to your employer 100% of the maternity benefit amount that you were paid.
- If you are self-employed or a voluntary member or a member separated from employment, SSS will remit to payment through an SSS-accredited bank.
nagfile po ako ng miscarriage at since employed pa po ako ng prime mover business solutions sila po ang nagpasa sa sss guyadalupe branch noong february 22,2017.na encode po eto noong april 4,2017 at na settled po siya noong april 6,2017.ask ko lang po kung anong exact date na papasok sa savings account ng employer ko.napapagod na po akung pa verify ng pa verify ang sagot lang saken within this week sabi ng sss aura taguig.pero ang sabi ng sss guadalupe after 10 working days pa daw papasok.alin po ba tlaga ang tama.pls. response my concern po as soon as you read this.thanks po.wait po ako ng update niyo…….
antayin nyo na lang after 10 days, pag wala pa din, ask nyo na lang po ult ung employer nyo. it’s okay to ask or just email them.
Hi effective na po babyong 90 days paid maternity leave?
Hi po ask ko lang po I’m 2 months pregy dati ako member ng sss kaso na stop me ng 2011. Pag mag hulog ba ako ng voluntary ngaun ma avail ko ba ang maternity makahabol pa ba ako
ask lng ako kung ok napo yung na approved sa senate na 120days extended maternity leave..??
Hi! Tanong ko lng po kung pwede po b yung voters at philhealth id as valid id pra sa requirements ng maternity? Yun lng po kc ang id na meron po ako…thank you po
Napasa ko na lahat ng requirements last April 11,2017 nanganak ako ng march 6,2017 hangang ngayun wala padding pumapasok sa account ko na maternity payment
nag file po ako ng maternity benefits ko last april 4, 2017 pa .. but still wala pa yung benefits ko nagpunta ako may 5 sa sss prc j.p. rizal, makati sabi sakin na settle na daw yung benefits ko sa east west p. ocampo store .. then sabi sakin hintay ako after 10 days pero till now wala pdin .. nagpunta ulet ako sa sss prc may 16 ,, kaso sabi sakin punta daw ako sa east west p. ocampo kaso sabi sakin ng teller dun wala daw inissue sss sa knila na cheke galing sa sss .. nagyon ndi ko alam kung totoo paba na pinagsasabi ng mga tao sa sss na inissue na nila yung cheke ko tas nadeposit na daw sa sss ko .. dba dapat within 30 days na sakin na yung benefits ko ee bat ngayon sabi pa sakin sa sss baket ako nagmamadali .. ee syempre yun yung processing tym na sa sss dba …
Ask ko lng po kung ma avail ko p ung maternity loan ko. Nung jan to april 2017 lng ako nkhulog tpos may ako mangangnak..
Helo po.ask ko LNG po Hindi po kc ko nkahulog cmula Feb.to may…pwede ko PBA hulogan Yun? At kung pwede po Ako mg file ng maternity? Ty po
Hi, i had a miscarriage last jan2017, my employer did not provide any advance payment and when i filed my mat claim thru my employer denied kc ayaw tanggapin s sss mkati ang urine preg test as a proof of pregnancy, so i got back my docs and filed it myself dto s sss iloilo. nkailang balik dn aq s sss iloilo, then i got a text n from corporate lane for my employer to fill in the computation for my benefits, nkita ko status is claims accepted with 60days approved # of days, then when i resubmitted my docs s corporate lane they told me na, wait ako 2weeks dahil iforward p daw ulit for evaluation, ska ko daw mllman if approved or not, now these are my questions:
1. may chance pba n madeny yung claim ko, khit inapprove n ng dr?
2. dba pg nsa corporate lane na, at since nanghihingi n cla computaion, is it a sign n ma approve n yung claim ko?
3. when i had a miscarriage, i was employed with startek, then ngayon n waiting nlng aq for approval, iba n employer ko, do i have to submit a certificate of seperation? sabi ng sss, s former employer ko daw ippdla ang check once approved
4. i have an online account pero no claims found, bt ganun? di ko tuloy mkita ang status.
Sorry if mdami aq question, i really need a clarification. labo kc ng ss. I would really appreciate your answer. Slamat.
Hi! Ask ko lang. Employed ako until January 2017. Nagstart maghulog company ko July 2015. Nagresign ako sa work ng Feb 2017 when I was 2mos preggy. Wala na ako hulog from Feb 2017 until now. My due date is August 2017. Is it possible pa ba na makakuha ako maternity benefits? Pwede ko pa ba habulin yung months na hindi ako nakapaghulog? Thanks!
Hello sss member po ako simula 2011 pero never ko pa po nahulugan yung sss ko. Pwede po kaya ako maghulog at makapag file ng maternity kahit wala pa ako nahuhulog? Salamat po sa sasagot godbless!
Ask q lng poh f mgkakaron ng conflict, kc poh nkalagY q s mat1 q poh ai pang 4Th ung baby taz my miscarriage poh AQ ung PNG 3rd qng baby, taz ang nkalagay poh s birth certificate nung baby q nw ai PNG 3rd poh kc sav poh zkn nung midwife ung buhay lng dw poh ung counted, hnd n dw poh ksama ung miscarriage
tanong nyo po sa ibang officer sa SSS para sure, pero dapat counted po ang miscarriage.
hi po ask ko lang if mag member po ako ng sss example september tapos due date of birth ko sa december maka avail pa po kaya ako sa maternity leave if incase?thank you!